Waterfront - Primary on Main
Address
640 Lane 440 Lake James, Angola, IN
Price
$ 2,000,000
Property Attributes
  • MLS#202638130
  • TypeSingle Family
  • Listing Status Active
  • CountySTEUBEN
  • CityAngola
  • AreaJamestown
  • NeighborhoodOld Ford
  • Zip46703
  • StyleTraditional
  • Year Built1900
  • Taxes$ 8570
  • Price$ 2,000,000
  • Bedrooms5
  • Full Bathrooms2
  • Half Bathrooms1
  • Sqr Footage1992
  • Lot Size0.23 Acres
Data Source:
Indiana Regional MLS (IRMLS)
Property Description

UNIQUE LAKE JAMES OPPORTUNITYan exceptional multi-parcel package on one of Indianas most sought-after all-sports lakes. Enjoy level lakefront, a sandy beach, a private pier, and an unbeatable location along one of Lake James most desirable stretches. Youre also within walking distance to the popular Four Corners area with restaurants, a bait store, and a donut shop. This offering includes two parcels on LN 440 with two remodeled homes and a detached garage, plus two additional parcels on Bay View Rd featuring a 6430 storage buildinga rare setup for lake living, guest space, storage, and parking. Parcel One Lakefront Home: provides 1,992 sq ft with 5 bedrooms and 2.5 baths. The main level includes the living/dining area, kitchen, two bedrooms, enclosed sun porch, laundry, 1.5 baths, composite deck, and stamped concrete patioideal for everyday living and easy entertaining. The upper level offers three bedrooms and a full bath. Guest House: offers 576 sq ft with a kitchen, living/dining area, 2 bedrooms, and a full bathperfect for extended family, overflow guests, or rental potential. All furniture, furnishings, and appliances from both homes are included. Parcel Two Garage: A fully insulated, air-conditioned 3224 three-car garage with walk-up upper-level storageexcellent for vehicles, lake toys, and hobbies. Bay View Rd Parcels: Located at 3825 N Bay View Rd, the 6430 heated and finished garage on .27 acres provides outstanding storage capacity and additional parking. Great potential for Airbnb and boat storage income. A truly one-of-a-kind Lake James packagemultiple parcels, remodeled homes, abundant storage, level lakefront, and a prime location near beloved lake amenities.

Elementary School Middle School High School
Ryan Park Elementary School Angola Middle School Angola High School
Price History
9/15/2026 Listed $2,000,000

General Features

Sewer Regional
Heating Hot Water
Kitchen Level Main
Cooling Central Air,Window
Laundry Y/N Main
Fireplaces Yes
Water Access Type Lakefront
Garage Detached
Amenities Breakfast Bar,Ceiling Fan(s),Closet(s) Walk-in,Deck Open,Detector-Smoke,Disposal,Guest Quarters,Landscaped,Open Floor Plan,Patio Open,Porch Enclosed,Skylight(s),Workshop,Main Floor Laundry,Other-See
Status Active
Full Baths 2
Half Baths 1
Bathrooms 3
Year Built 1900
New Construction No
Subdivision Old Ford
Style Two Story
Township Jamestown
Class RESIDENTIAL
Type Site-Built Home
Age 126
FIPS Code 18151
Inside City Limits No
Associated Document Count 5
REO No
Status Active
Auction Y/N No
Dining Room Level Main
Annual Taxes 8570.96
Area Steuben County
Location Lake
High School Angola
City Angola
School District MSD of Steuben County
Assoc. Dues Frequency Not Applicable
Architectural Style Traditional
Total Sq Ft 1992
Elementary School Ryan Park
Middle School Angola
Legal Description OLD FORD PLAT LOT 26 & E1/2 OF THE VAC PUBLIC WAY ADJ VAC ORD #3054 D/R 9911-0889 + OLD FORD PLAT LOT 38 + PT NW 1/4 SEC 4 .19A Per Deed + PT NW FR 1/4 Sec 4 .08A
Branded Virtual Tour https://bhendrick.coldwellhomes.com/showcase/640-lane-440-lake-james-angola-in-46703/id_3737270?link_source=SocialBAY?show_listing_video=1
Virtual Tour https://videos.backatyou.com/640-lane-440-lake-james-smc1270487063_52822_unbranded_listing_video
Agent First Name Barbara
Agent Last Name Hendrick
DOM 1
Tax Year 2025/2026

Interior Features

Basement Crawl
Fireplace(s) 1
Flooring Carpet,Vinyl
Other Room 1 Level Main
Kitchen Length 16
Laundry Room Width 5
Laundry Room Length 8
Kitchen Width 10
Beds 5
Total Rooms 10
Dining Room Length 11
Dining Room Width 10
Other Room 2 Level Main
Other Room 3 Level Upper
Fireplace None
Living Room Width 13
Other Room 2 Length 4
Other Room 2 Width 5
Other Room 3 Length 10
Other Room 3 Width 13
Other Room 1 Description Full Bath
Other Room 2 Description Half Bath
Other Room 3 Decription Full Bath
Living Room Length 25
Full Baths Main 1
Full Baths Upper 1
Total Finished SqFt 1992
Basement Y/N No
Other Room 1 Length 10
Other Room 1 Width 5
Above Grade Bedrooms 5
Half Baths Main 1
1st Bedroom Level Main
1st Bedroom Width 12
2nd Bedroom Length 14
2nd Bedroom Level Upper
2nd Bedroom Width 18
3rd Bedroom Length 9
3rd Bedroom Level Upper
3rd Bedroom Width 11
4th Bedroom Length 10
4th Bedroom Level Upper
4th Bedroom Width 15
5th Bedroom Length 10
5th Bedroom Level Main
5th Bedroom Width 11
Above Grade Finished SqFt 1992
Extra Room Description Enclosed Porch
Extra Room Length 20
Extra Room Level Main
Extra Room Width 14
Living/Great Rm Level Main
Main Level SqFt 1104

Exterior Features

Exterior Vinyl
Water Frontage 66
Pool No
Waterfront Lake
Garage Length 32
Garage Width 24
Lot Size Area 10019
Lot Dimensions 66x160x54x173
Lot Description Level,Waterfront,Lake,Water View
Fence None
Garage SqFt 768
Water Features Pier/Dock,Private Beach
Well Type Private
Water Name Lake James
Approx. Lot Size Acres 0.23
Garage Capacity 3
ROOF MATERIAL Shingle
Lake Ski Lake
Waterfront Y/N Yes
Garage Y/N Yes
County Zoning L1

Amenities

  • Foreclosure
  • Views
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool


IDX information is provided exclusively for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided by the Indiana Regional MLS. Information last updated on September 16, 2026 7:20 PM UTC

Property vs Single Family Average in 46703

Price
AVG $520K
$2M
Taxes
AVG $2,545
$8,570
Year Built
AVG 1968
1900
Visits
AVG 72
6
Data Provided by Inside Real Estate®

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